NCU Students and Finances

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Staff Writer

Walking through the halls of North Central one may never come across this secluded office tucked deep away in the Student Accounts Office. Rebecca Gonzalez, Financial Counselor and Asst. Director of Student Accounts has a corner office tuck in the back corner of the Student Accounts Office.

Gonzalez meets with North Central students on a weekly basis and helps them start a budget and save some money. Her philosophy for students is “every dollar counts”. Gonzalez said “on average students spend thirty to fifty dollars a week on meaningless ‘stuff’”. Students waste away money on; “movies/video games/entertainment, fast food, or even ‘having the latest and the greatest’ products on the markets today”. Gonzalez went on to say that, “this year I’ve seen more students in here using my services. This semester I have over 100 students and more students than ever before are taking advantage of the ‘Ram Plan’”.

The “Ram Plan” is a system set up by North Central to pay off the remaining balances on student accounts. It allows students to make monthly payments, paying interest free, while not having to take out loans to cover the remaining balances.

All across campus students are being proactive in finding ways on saving money. Here are some North Central student’s methods for saving money.

Junior Mary Andros

•        Limit spending

•        Cut down on fast food (the little things make a difference)

•        Start a monthly budge

•        Use direct deposit into a checking and savings account


Senior Stephen Cunsolo

•        Work as much as you can during breaks (Christmas, Spring Break, etc.)

•        Only buy the necessities such as gas, food clothing

•        Keep the dates as low cost as possible

•        Stay away from buying too many entertainment goods

•        Keep a minimum of $200 in the savings for just in case money

•        Apply for as many scholarships as you can


Junior Commuter Andrew Kallberg

•        Put a minimum of $400 a month in a Savings account

•        Tithe weekly

•        Cook meals at home

•        Drink water instead of expensive drinks (coffee, energy drinks, etc.)

•        Avoid Late fees


Sophomore Nate Almquist

•        Avoid expensive meals/drinks

•        Never buy big things on credit, always wait till you have more than enough money

•        Buy a street parking pass instead of getting a school pass